Affordable life insurance for everyday Americans

Affordable life insurance for everyday Americans

Life insurance is easy, fast, and affordable with Fidelity Life. Get your quote and buy term life online, without a medical exam in most cases.

Father playing airplane with his young daughter

Your quote may be less than you think

Fidelity Life offers a wide range of life insurance policies and coverage terms at a low monthly premium.

10 YEARS

RAPIDecision® Life

Starting at

$15.66

A month

Up to

$250k

coverage

20 YEARS

RAPIDecision® Life

Starting at

$30.02

A month

Up to

$500k

coverage

30 YEARS

RAPIDecision® Life

Starting at

$43.07

A month

Up to

$500k

coverage

10 YEARS

RAPIDecision® Life

Starting at

$15.66

A month

Up to

$250k

coverage

20 YEARS

RAPIDecision® Life

Starting at

$30.02

A month

Up to

$500k

coverage

30 YEARS

RAPIDecision® Life

Starting at

$43.07

A month

Up to

$500k

coverage

10 YEARS

RAPIDecision® Life

Starting at

$15.66

A month

Up to

$250k

coverage

20 YEARS

RAPIDecision® Life

Starting at

$30.02

A month

Up to

$500k

coverage

30 YEARS

RAPIDecision® Life

Starting at

$43.07

A month

Up to

$500k

coverage

*These rates are based on a 30-year-old female in good health. Your premium is based on several factors, which may include life history, age, and health data.

Featured Insight

Fidelity Life Association Named One of America’s Best Insurance Companies for 2026

Fidelity Life Association Named One of America’s Best Insurance Companies for 2026

Get Started

for As Low As

$15

*

per

month

Get Started for As Low As

$15

*

per month

Featured Insight

Fidelity Life Association Named One of America’s Best Insurance Companies for 2026
Fidelity Life Association Named One of America’s Best Insurance Companies for 2026

Featured Insight

Fidelity Life Association Named One of America’s Best Insurance Companies for 2026

Get Started

for As Low As

$15

*

per

month

Fidelity Life Association Named One of America’s Best Insurance Companies for 2026

Life insurance resources

Ready to understand life insurance better? We’ve got life insurance information and resources to help.

Life insurance helps take care of those you love, even after you die. If you pass away while the policy is active, your life insurance company provides a cash payout to your loved ones. This is money they can use for whatever they need: to pay bills, cover everyday expenses, manage credit card or mortgage debt, maintain their quality of life, or save for the future.

Find out more about life insurance

Fidelity Life is here to help you find the most affordable life insurance policy for you and your family. We can help you explore term life, permanent life, universal life, whole life, and others that will meet your individual budget and needs.

Our life insurance options include:

Term Life
Flexible, simple, and affordable, term life insurance is the most popular choice with families. This type of life insurance covers you for a set period of time, typically 10-30 years. Term life insurance can help you meet your financial goals, like paying off your mortgage.

Explore Term Life

Permanent Life
Permanent life insurance, also known as whole life, provides lifelong protection. Permanent plans also come with an additional cash value feature that grows over time.

Explore permanent life insurance

Final Expense
Get peace of mind knowing that your family is protected from the financial burden of your end-of-life costs. If you’re looking for a senior life insurance company to help you cover funeral or other expenses, Fidelity Life offers final expense coverage of up to $35,000 with no medical exam required.

Explore final expense

If you’re wondering whether you need life insurance, ask yourself: Would anyone be impacted financially if you died? If you have anyone in your life who is financially dependent on you, life insurance is an important part of protecting them.

Explore options that fit your unique needs

Fidelity Life is here to help you meet your financial commitments at every age. If you’re over 50, you still have options when it comes to senior life insurance. Our term and permanent life insurance plans are available up to age 70 if you still have big financial commitments to meet. Just looking for a senior life insurance company to help pay end-of-life costs? Our final expense insurance is available up to age 85. Give us a call to explore your options and to get affordable life insurance quotes today.

Explore our seniors guide to life insurance

Since 1896, we’ve had one goal: to help everyday families get the financial protection they need through affordable life insurance coverage.

We’re working to make life insurance better for you with:

  • A wide selection of affordable life insurance plans. Fidelity Life policies are designed to meet your needs at every age and stage, including individuals, families, and people ages 50 and up. We have coverage options for a variety of budgets, even if you’re older or have had health issues in the past.
  • Convenient process. With Fidelity Life, you can explore life insurance quotes online or by phone. Our dedicated agents are standing by to provide support during the application process.
  • Fast approval. Being a fast life insurance company is part of our commitment to making life insurance simpler. Because of our patented RAPIDecision® process, we can offer same-day approval on term life insurance in many cases – at competitive rates that make sense for your budget. We also offer no exam options with immediate approval.
  • No medical exam options. Are you nervous about answering health questions on your application for life insurance? We’re one of the few no medical exam life insurance companies that offers multiple no exam plans, including the option to delay or even waive your medical exam with our RAPIDecision® Life term insurance.

To get an affordable life insurance quote with Fidelity Life, you’ll need:

  • Basic personal information, including your age, gender, and zip code
  • Employment status
  • Overall health condition

To finalize your life insurance quote, you may need to provide details about your health, career, and lifestyle. If you’d prefer, you can talk to a licensed insurance agent on the phone instead of finalizing your life insurance quote online.

Life insurance policies, like term life insurance, offer coverage by providing a death benefit payout if the policyholder dies during the active term. One way of assessing how much life insurance coverage you need is to consider the potential loss in income from the policyholder’s death. 

Still need help?

Get your life insurance quote online or call one of our agents at 

(866) 912-7775