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Home > Life Insurance Products > Individual Life Insurance Products > Rapid Decision Universal Life

Rapid Decision Universal Life

Fidelity Life now offers you universal life insurance that features the Rapid Decision process, among the most convenient application and underwriting processes available in the industry. Applying for life insurance can often be time consuming. Therefore, Fidelity Life’s streamlined application and approval process allows you to obtain coverage in days, not months. Standard policy issuance does not require a medical examination. Instead, approval for a policy depends upon your answers to health questions on the application.* Fidelity Life’s Rapid Decision Universal Life product provides flexible premiums coupled with competitive cash value accumulation. It is an ideal product for those who seek solid life insurance protection, flexibility, and sustainable cash value accumulation. Coverage is available for people ages 16 to 75 years.

Our Rapid Decision Universal Life product also features a number of optional riders like Waiver of Premium, Dependent Child coverage and Accidental Death Benefit.

Rapid Decision Universal Life insurance is designed to make the entire application and approval process with Fidelity Life Association easy for you.

*Occasionally a medical exam, test or report will be ordered to assist in clarifying or correcting an item of medical history.

Not all products available in all states. Fidelity Life Association is licensed in all states and the District of Columbia, except for Wyoming and New York. Our NAIC number is 63290.

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