Prospective Agents —Worksite and Sponsored Benefits

Contact us at (866) 710-1013 or sales@fidelitylife.com.

If you are a worksite or voluntary employee benefit specialist in the 100+ employee group market, you should get to know Fidelity Life. At Fidelity Life we are reinventing the life insurance industry which is captured in our company motto "Innovation is Our Policy." That is nowhere more apparent than in our worksite line of business. Innovation is deeply rooted in our approach to product design, sales and marketing assistance and case administration. We have brought the "best of breed" together to deliver a prestige combination of product, marketing expertise and quality administrative services to our producers and their clients.

Innovation begins with our life products which are producer-designed with heavy emphasis on consumer value and targeted exclusively to the worksite market.

LifeTime Benefit Term (LBT), our flagship product, provides an attractive alternative to Universal Life and Interest Sensitive Life plans by offering higher death benefit for the premium dollar. LBT is "permanent" term insurance with strong guarantees: Guaranteed death benefit through age 121; Guaranteed level premium through age 121; Guaranteed paid up values. Add in 3 levels of underwriting; Guaranteed Issue, Conditional Guaranteed Issue and Simplified Issue developed for specific cases and enrollment situations and LifeTime Benefit Term cannot be beaten.

Our Graded Death Benefit (GDB) life product is targeted to the mature worker and his/her parents and provides a limited death benefit in the first two policy years, with a full death benefit available in the third policy year. This unique product is ideal for niche marketing opportunities.

Innovation continues with our approach to marketing as demonstrated in our partnership with National Benefit Partners, Inc. (NBP). NBP serves as Fidelity's "marketing arm" and is ideally positioned to provide the worksite producer with needed expertise and assistance with all aspects of voluntary employee benefit marketing and enrollment — from developing a business strategy for growing your business to designing benefit plans for clients in diverse industries to managing an on-going enrollment process. NBP is not a Managing General Agent, but is an independent distribution company focused primarily on worksite and does not participate in producer compensation.

Administrative innovation is managed through Vision Financial Corporation, America's leading worksite marketing third-party administrator, providing full administrative services for payroll-deducted products, billing solutions and consulting services. Vision Financial is committed to providing unique solutions to the challenges that our customers face in the worksite marketing environment. The experts at Vision Financial will provide you with proposal support, case underwriting, enrollment fulfillment, policy issue, premium billing, commission processing, customer service and claims adjudication.

Said National Benefit Partners Senior Vice President Paul Laroche, "Fidelity Life is a special partner. They are open to new and innovative product ideas and are extremely responsive. I can't think of another instance where one can have such complete access to a carrier's management team, all the way up to the CEO. Add in Vision Financial's administrative expertise and you've created a winning team."