Prospective Agents—Individual Life

Contact us at (866) 710-1013 or sales@fidelitylife.com.

How many potential customers are uninsured because they get tired of waiting for their policy to be issued? A lot. And, unfortunately, these are people who need the coverage the most. They have families to think about but they just don't have time to wait weeks or months to get the policy.

Fidelity Life's goal is to make it feasible and profitable for producers like you to serve these customers, quickly and effectively. We're currently making that goal a reality. And, in the process, we're changing the face of the life insurance industry.

A UNIQUE EXPERIENCE
By targeting an underserved niche — Middle American families that need a modest amount of life protection and want it quickly and for a competitive price — we knew we had to create something special to provide a unique customer experience.

Technologically driven and customer-centric, our Rapid App process leverages the work of experts who understand all aspects of customer service and have the knowledge and experience to provide solutions that are both forward-looking and practical. By accessing online data bases to assess risk, we can issue a policy, in most cases, within 24 hours. Fidelity Life is the first and only company with fully-underwritten life insurance with competitive rates that can be issued within 24 hours. Normally, your customers would wait weeks or months for a fully underwritten policy or would pay three times what our products cost for a simplified issue policy.

GOOD FOR CUSTOMERS; GOOD FOR AGENTS
Customers love the process because we virtually eliminate embarrassing exams, invasive tests and tedious delays so they can obtain coverage from Fidelity Life in days, not months.

Even better, producers love the process because Fidelity Life's streamlined underwriting process enables the company to quickly approve 90 percent of all pre-qualified applicants versus the industry average of just 55 percent approval. So producers like you can save time while also serving more customers, thus dramatically increasing your sales count and commissions.

A GOOD STORY...BUT NOT THE WHOLE STORY
While innovation has long been a hallmark for Fidelity Life, it only begins to tell the story of how we work with our producers. As one of the few companies focused on providing for the needs of Middle America, we also offer you:

• A distributor-centric structure that offers total access to key decision makers
• Custom solutions based on your specific needs
• Unsurpassed flexibility and quickness-to-market
• One of the most convenient web-based application and underwriting processes in the industry
• The confidence that comes from associating with a company that has the financial stability and security of an A- (Excellent) rating from A.M. Best*.
  

You'll work directly with our team of professionals who are dedicated to creating solutions that target the specific needs of the vastly underserved customers of America's middle market at attractive costs. Our enthusiasm, flexibility and creativity even extend to worksite marketing programs where our proven experience and ability to innovate in product design will enhance the chances for your programs to succeed. Decisions at Fidelity Life don't take months. Because we work directly with you to design our programs, decisions at Fidelity Life take a matter of days.

Thanks to our flexibility and ability to identify opportunities and develop customized insurance and annuity programs, a partnership with Fidelity Life is more than a distributorship. It's like being part of our company.

As Sheryl Spears, marketing vice president for Virginia-based iGroup, points out, "[Our agents] like doing business with Fidelity Life. They like the fact they can talk directly to the company and get fast answers. They feel Fidelity Life is very responsive. I can tell you that our sales were up 20 percent this past year, and we give a lot of credit for that to Fidelity Life Association."


*For the latest rating, access www.ambest.com