Web-based technology and underwriting innovation enable Fidelity Life to offer a fast, hassle-free purchase experience. With our RAPIDecision℠ Express product and our state-of-the-art Rapid App application, approval and delivery process has been streamlined to allow you to obtain coverage from Fidelity Life in days, not months.
There are no exams, no tests, no waiting periods and processing delays. Issuance depends only on the answers to a few health questions. This quick decision-making process is the work of experts who have the knowledge and experience to provide solutions that are both forward-looking and practical. It's a benefit you won't likely get from any other insurer.
RAPIDecision Express is a level death benefit term life insurance product to age 95. Guaranteed level premium periods of 10, 15, 20 and 30 years are available. After the level premium period, rates increase each year through age 94.
Our Express product also features optional riders such as Dependent Child, and Accidental Death.
Not all products available in all states. Fidelity Life Association is licensed in all states and the District of Columbia, except for Wyoming and New York. Our NAIC number is 63290.